FAQs

A mortgage broker is a financial expert who works closely with you to assess your borrowing goals and determine your loan eligibility. Offering personalised service beyond traditional lenders, brokers access multiple loan options to secure the best terms for your needs.

Getting a loan through a broker incurs no extra fees or repayments. Brokers earn a commission from lenders, with no impact on your interest rate or loan terms.

Using a broker is usually free, as they’re paid by the lender. Brokers compare hundreds of loan products to find the best combination of rates and features suited to your circumstances.

If a broker charges fees, these must be disclosed upfront.

For an estimate of how much you could borrow, please contact our team directly. We’ll help assess your options and discuss your circumstances in detail to provide an accurate evaluation.

Variable-rate home loans have interest rates that can change, offering flexibility like redraw facilities and extra repayments, but repayments aren’t fixed.

Fixed-rate loans offer predictable repayments each month, providing budgeting certainty, though they usually have fewer flexible features.

Choosing between them depends on your preference for flexibility versus repayment certainty.

Through our connection with a mortgage aggregator, we can access loan products from over 50 lenders, allowing us to find multiple options tailored specifically to your needs no matter how complex they may be.